You might have unexpected expenses even if you are unemployed. These kinds of situations require fast loans for unemployed people to get through them. It is not uncommon for a fridge to stop working, or your washing machine breaking up and causing water damage to your kitchen. In these situations you need some quick financing to get the proper repairs done as soon as possible so there is no additional damage.
When you are in a situation like this and don't have a job it is easy to get frustrated. Most of the people who are unemployed think that they have bad credit in the eyes of the lenders. This is why they usually do not even apply for loans but try to do the necessary repairs themselves, and end up having to pay even more in long term. Just because you don't have a steady income from your job does not mean that you don't have any income. There are always different benefits and unemployed financial aid that people without a job are receiving. This is why the lenders are able to give out these unsecured cash loans.
Because most of the benefits and financial aids are government funded the lenders are guaranteed that you will be receiving them during your whole time of unemployment. This is way they are confident about giving fast loans for the unemployed. Studies are actually showing that short term unemployed people are more likely to remain debt free than people with steady jobs.