Getting loans for the unemployed isn't the hardest thing you could ever do, but there are definitely things to avoid. For example, you had better not go into a bank and demand that they give you a loan or else! That's an excellent way to get yourself arrested. Unless you're insane that should seem pretty obvious, but there are less obvious mistakes that you could make, and I want to outline some of those here for you.
Personal loans for the unemployed are among the least popular among lenders, and for obvious reasons. The type of person that usually applies for this type of loan is usually the person who has already maxed out all their credit cards and the only way to get more money is to take out a loan. The lender knows that in this situation they have a very small chance of getting all their money back. If you're able to prove that you haven't maxed all your credit cards out and you don't have a bad standing, you're going to stand a much better chance at getting the loan. So don't withhold information from the lender.
Unemployed people are often finding themselves in need of cash fast, because of some emergency that just happened. It therefore follows that people are requesting cash loans much more commonly. Usually this type of fast cash loan is directly deposited into your bank account for immediate use. If you need a loan fast, and want it in cash, it had better be for an emergency otherwise your chances of actually getting the loan are very small. The bank sees this type of loan that you don't really need as a bad investment because they hardly ever get their money back. If you weren't unemployed it would be much less of an issue, that's just the hard truth of life. So try to make sure you're only applying for a loan if you really need it.
You can get an unsecured loan at times, and this is the type of loan that the bank can't repossess the item that you got the loan for, such as a car or home. Unsecured loans are usually credits card debts. It's unwise to apply for a loan from the bank to pay off your credit card loans. You should hire a debt settlement attorney for tha
If you're a student you can also get loans, even if you're unemployed. In fact, most students are unemployed simply because they are going to school. These types of loans for the unemployed are usually looked at as being good investments because the student will eventually graduate and get a good job with which he can pay back the loan.